McKinleyville, CA

Above Avg · 112

California · Population 17,152 · Updated March 2026

$1,441
Median Rent / Month
$66,096
Median Income
$414,200
Median Home Value
$1,419
Owner Costs / Month

Affordability

How far your income goes in McKinleyville

26.2%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$17,292
Annual Rent
$8,791
State Income Tax
$2,941
Property Tax (est.)

Cost of Living Overview

McKinleyville is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 112 (where 100 equals the national median), McKinleyville residents can expect to pay median rent of $1,441/month while earning a median household income of $66,096/year.

The median home value in McKinleyville, CA is $414,200, with typical monthly owner costs around $1,419 including mortgage, insurance, and taxes. With a rent-to-income ratio of 26.2%, McKinleyville falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in McKinleyville.

Frequently Asked Questions

Common questions about living costs in McKinleyville

What is the cost of living in McKinleyville, CA?
The cost of living index in McKinleyville, CA is 112 (US average = 100). Median monthly rent is $1,441, median household income is $66,096/year, and the median home value is $414,200.
Is McKinleyville, CA affordable?
No, McKinleyville is more expensive than the national average with a cost index of 112. The rent-to-income ratio is 26.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in McKinleyville, CA?
The median gross rent in McKinleyville, CA is $1,441 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,292.
What is the median household income in McKinleyville?
The median household income in McKinleyville, CA is $66,096 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.