Middle River, MD

Average · 100

Maryland · Population 31,616 · Updated March 2026

$1,639
Median Rent / Month
$74,198
Median Income
$251,200
Median Home Value
$1,482
Owner Costs / Month

Affordability

How far your income goes in Middle River

26.5%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Maryland

State-level tax rates that affect your costs

5.75%
Income Tax (Top Rate)
6.0%
Sales Tax
1.07%
Property Tax Rate

Estimated Annual Costs

$19,668
Annual Rent
$4,266
State Income Tax
$2,688
Property Tax (est.)

Cost of Living Overview

Middle River has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 100 (where 100 equals the national median), Middle River residents can expect to pay median rent of $1,639/month while earning a median household income of $74,198/year.

The median home value in Middle River, MD is $251,200, with typical monthly owner costs around $1,482 including mortgage, insurance, and taxes. With a rent-to-income ratio of 26.5%, Middle River falls within the generally affordable range, though it's approaching the 30% burden threshold.

Maryland has a moderate income tax rate of 5.75%. Combined with a 6.0% sales tax rate and 1.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in Middle River.

Frequently Asked Questions

Common questions about living costs in Middle River

What is the cost of living in Middle River, MD?
The cost of living index in Middle River, MD is 100 (US average = 100). Median monthly rent is $1,639, median household income is $74,198/year, and the median home value is $251,200.
Is Middle River, MD affordable?
No, Middle River is more expensive than the national average with a cost index of 100. The rent-to-income ratio is 26.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Middle River, MD?
The median gross rent in Middle River, MD is $1,639 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,668.
What is the median household income in Middle River?
The median household income in Middle River, MD is $74,198 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Maryland?
Maryland has a top income tax rate of 5.75%, a sales tax of 6.0%, and an effective property tax rate of 1.07%.