Middleburg, FL

Below Avg · 77

Florida · Population 11,911 · Updated March 2026

$1,094
Median Rent / Month
$70,877
Median Income
$241,700
Median Home Value
$1,085
Owner Costs / Month

Affordability

How far your income goes in Middleburg

18.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$13,128
Annual Rent
$0
State Income Tax
$2,079
Property Tax (est.)

Cost of Living Overview

Middleburg is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 77 (where 100 equals the national median), Middleburg residents can expect to pay median rent of $1,094/month while earning a median household income of $70,877/year.

The median home value in Middleburg, FL is $241,700, with typical monthly owner costs around $1,085 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Middleburg.

Frequently Asked Questions

Common questions about living costs in Middleburg

What is the cost of living in Middleburg, FL?
The cost of living index in Middleburg, FL is 77 (US average = 100). Median monthly rent is $1,094, median household income is $70,877/year, and the median home value is $241,700.
Is Middleburg, FL affordable?
Yes, Middleburg is more affordable than the national average with a cost index of 77. The rent-to-income ratio is 18.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Middleburg, FL?
The median gross rent in Middleburg, FL is $1,094 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,128.
What is the median household income in Middleburg?
The median household income in Middleburg, FL is $70,877 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.