Middletown, DE

Above Avg · 119

Delaware · Population 24,071 · Updated March 2026

$1,567
Median Rent / Month
$115,252
Median Income
$399,500
Median Home Value
$1,738
Owner Costs / Month

Affordability

How far your income goes in Middletown

16.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Delaware

State-level tax rates that affect your costs

6.6%
Income Tax (Top Rate)
0%
Sales Tax
0.57%
Property Tax Rate

Estimated Annual Costs

$18,804
Annual Rent
$7,607
State Income Tax
$2,277
Property Tax (est.)

Cost of Living Overview

Middletown is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 119 (where 100 equals the national median), Middletown residents can expect to pay median rent of $1,567/month while earning a median household income of $115,252/year.

The median home value in Middletown, DE is $399,500, with typical monthly owner costs around $1,738 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Delaware has a moderate income tax rate of 6.6%. Combined with a 0% sales tax rate and 0.57% effective property tax rate, the overall tax environment is a factor in the total cost of living in Middletown.

Frequently Asked Questions

Common questions about living costs in Middletown

What is the cost of living in Middletown, DE?
The cost of living index in Middletown, DE is 119 (US average = 100). Median monthly rent is $1,567, median household income is $115,252/year, and the median home value is $399,500.
Is Middletown, DE affordable?
No, Middletown is more expensive than the national average with a cost index of 119. The rent-to-income ratio is 16.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Middletown, DE?
The median gross rent in Middletown, DE is $1,567 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,804.
What is the median household income in Middletown?
The median household income in Middletown, DE is $115,252 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Delaware?
Delaware has a top income tax rate of 6.6%, a sales tax of 0%, and an effective property tax rate of 0.57%.