Moberly, MO

Very Low · 51

Missouri · Population 13,634 · Updated March 2026

$749
Median Rent / Month
$43,231
Median Income
$140,000
Median Home Value
$824
Owner Costs / Month

Affordability

How far your income goes in Moberly

20.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$8,988
Annual Rent
$2,140
State Income Tax
$1,302
Property Tax (est.)

Cost of Living Overview

Moberly is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 51 (where 100 equals the national median), Moberly residents can expect to pay median rent of $749/month while earning a median household income of $43,231/year.

The median home value in Moberly, MO is $140,000, with typical monthly owner costs around $824 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Moberly.

Frequently Asked Questions

Common questions about living costs in Moberly

What is the cost of living in Moberly, MO?
The cost of living index in Moberly, MO is 51 (US average = 100). Median monthly rent is $749, median household income is $43,231/year, and the median home value is $140,000.
Is Moberly, MO affordable?
Yes, Moberly is more affordable than the national average with a cost index of 51. The rent-to-income ratio is 20.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Moberly, MO?
The median gross rent in Moberly, MO is $749 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $8,988.
What is the median household income in Moberly?
The median household income in Moberly, MO is $43,231 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.