Montclair, CA

Very High · 141

California · Population 37,809 · Updated March 2026

$1,759
Median Rent / Month
$76,338
Median Income
$549,600
Median Home Value
$1,743
Owner Costs / Month

Affordability

How far your income goes in Montclair

27.7%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$21,108
Annual Rent
$10,153
State Income Tax
$3,902
Property Tax (est.)

Cost of Living Overview

Montclair has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 141 (where 100 equals the national median), Montclair residents can expect to pay median rent of $1,759/month while earning a median household income of $76,338/year.

The median home value in Montclair, CA is $549,600, with typical monthly owner costs around $1,743 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.7%, Montclair falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Montclair.

Frequently Asked Questions

Common questions about living costs in Montclair

What is the cost of living in Montclair, CA?
The cost of living index in Montclair, CA is 141 (US average = 100). Median monthly rent is $1,759, median household income is $76,338/year, and the median home value is $549,600.
Is Montclair, CA affordable?
No, Montclair is more expensive than the national average with a cost index of 141. The rent-to-income ratio is 27.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Montclair, CA?
The median gross rent in Montclair, CA is $1,759 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,108.
What is the median household income in Montclair?
The median household income in Montclair, CA is $76,338 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.