Moody, AL

Below Avg · 87

Alabama · Population 13,378 · Updated March 2026

$1,463
Median Rent / Month
$86,389
Median Income
$222,500
Median Home Value
$1,167
Owner Costs / Month

Affordability

How far your income goes in Moody

20.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Alabama

State-level tax rates that affect your costs

5.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.41%
Property Tax Rate

Estimated Annual Costs

$17,556
Annual Rent
$4,319
State Income Tax
$912
Property Tax (est.)

Cost of Living Overview

Moody offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 87 (where 100 equals the national median), Moody residents can expect to pay median rent of $1,463/month while earning a median household income of $86,389/year.

The median home value in Moody, AL is $222,500, with typical monthly owner costs around $1,167 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Alabama has a moderate income tax rate of 5.0%. Combined with a 4.0% sales tax rate and 0.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Moody.

Frequently Asked Questions

Common questions about living costs in Moody

What is the cost of living in Moody, AL?
The cost of living index in Moody, AL is 87 (US average = 100). Median monthly rent is $1,463, median household income is $86,389/year, and the median home value is $222,500.
Is Moody, AL affordable?
Yes, Moody is more affordable than the national average with a cost index of 87. The rent-to-income ratio is 20.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Moody, AL?
The median gross rent in Moody, AL is $1,463 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,556.
What is the median household income in Moody?
The median household income in Moody, AL is $86,389 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Alabama?
Alabama has a top income tax rate of 5.0%, a sales tax of 4.0%, and an effective property tax rate of 0.41%.