Moscow, ID

Below Avg · 82

Idaho · Population 25,868 · Updated March 2026

$902
Median Rent / Month
$56,497
Median Income
$352,000
Median Home Value
$980
Owner Costs / Month

Affordability

How far your income goes in Moscow

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Idaho

State-level tax rates that affect your costs

5.8%
Income Tax (Top Rate)
6.0%
Sales Tax
0.63%
Property Tax Rate

Estimated Annual Costs

$10,824
Annual Rent
$3,277
State Income Tax
$2,218
Property Tax (est.)

Cost of Living Overview

Moscow is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 82 (where 100 equals the national median), Moscow residents can expect to pay median rent of $902/month while earning a median household income of $56,497/year.

The median home value in Moscow, ID is $352,000, with typical monthly owner costs around $980 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Idaho has a moderate income tax rate of 5.8%. Combined with a 6.0% sales tax rate and 0.63% effective property tax rate, the overall tax environment is a factor in the total cost of living in Moscow.

Frequently Asked Questions

Common questions about living costs in Moscow

What is the cost of living in Moscow, ID?
The cost of living index in Moscow, ID is 82 (US average = 100). Median monthly rent is $902, median household income is $56,497/year, and the median home value is $352,000.
Is Moscow, ID affordable?
Yes, Moscow is more affordable than the national average with a cost index of 82. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Moscow, ID?
The median gross rent in Moscow, ID is $902 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,824.
What is the median household income in Moscow?
The median household income in Moscow, ID is $56,497 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Idaho?
Idaho has a top income tax rate of 5.8%, a sales tax of 6.0%, and an effective property tax rate of 0.63%.