Moses Lake, WA

Below Avg · 87

Washington · Population 25,594 · Updated March 2026

$1,203
Median Rent / Month
$71,854
Median Income
$278,100
Median Home Value
$1,263
Owner Costs / Month

Affordability

How far your income goes in Moses Lake

20.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Washington

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.5%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$14,436
Annual Rent
$0
State Income Tax
$2,559
Property Tax (est.)

Cost of Living Overview

Moses Lake offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 87 (where 100 equals the national median), Moses Lake residents can expect to pay median rent of $1,203/month while earning a median household income of $71,854/year.

The median home value in Moses Lake, WA is $278,100, with typical monthly owner costs around $1,263 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Washington has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.5% sales tax rate and 0.92% effective property tax rate, the overall tax environment helps keep costs manageable in Moses Lake.

Frequently Asked Questions

Common questions about living costs in Moses Lake

What is the cost of living in Moses Lake, WA?
The cost of living index in Moses Lake, WA is 87 (US average = 100). Median monthly rent is $1,203, median household income is $71,854/year, and the median home value is $278,100.
Is Moses Lake, WA affordable?
Yes, Moses Lake is more affordable than the national average with a cost index of 87. The rent-to-income ratio is 20.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Moses Lake, WA?
The median gross rent in Moses Lake, WA is $1,203 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,436.
What is the median household income in Moses Lake?
The median household income in Moses Lake, WA is $71,854 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Washington?
Washington has a top income tax rate of 0%, a sales tax of 6.5%, and an effective property tax rate of 0.92%. Notably, there is no state income tax.