Mount Clemens, MI

Very Low · 61

Michigan · Population 15,567 · Updated March 2026

$899
Median Rent / Month
$57,663
Median Income
$169,000
Median Home Value
$955
Owner Costs / Month

Affordability

How far your income goes in Mount Clemens

18.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Michigan

State-level tax rates that affect your costs

4.25%
Income Tax (Top Rate)
6.0%
Sales Tax
1.38%
Property Tax Rate

Estimated Annual Costs

$10,788
Annual Rent
$2,451
State Income Tax
$2,332
Property Tax (est.)

Cost of Living Overview

Mount Clemens is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 61 (where 100 equals the national median), Mount Clemens residents can expect to pay median rent of $899/month while earning a median household income of $57,663/year.

The median home value in Mount Clemens, MI is $169,000, with typical monthly owner costs around $955 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Michigan has a moderate income tax rate of 4.25%. Combined with a 6.0% sales tax rate and 1.38% effective property tax rate, the overall tax environment is a factor in the total cost of living in Mount Clemens.

Frequently Asked Questions

Common questions about living costs in Mount Clemens

What is the cost of living in Mount Clemens, MI?
The cost of living index in Mount Clemens, MI is 61 (US average = 100). Median monthly rent is $899, median household income is $57,663/year, and the median home value is $169,000.
Is Mount Clemens, MI affordable?
Yes, Mount Clemens is more affordable than the national average with a cost index of 61. The rent-to-income ratio is 18.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Mount Clemens, MI?
The median gross rent in Mount Clemens, MI is $899 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,788.
What is the median household income in Mount Clemens?
The median household income in Mount Clemens, MI is $57,663 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Michigan?
Michigan has a top income tax rate of 4.25%, a sales tax of 6.0%, and an effective property tax rate of 1.38%.