Mount Kisco, NY

Very High · 131

New York · Population 10,782 · Updated March 2026

$1,656
Median Rent / Month
$93,057
Median Income
$485,800
Median Home Value
$1,749
Owner Costs / Month

Affordability

How far your income goes in Mount Kisco

21.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$19,872
Annual Rent
$10,143
State Income Tax
$7,870
Property Tax (est.)

Cost of Living Overview

Mount Kisco has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 131 (where 100 equals the national median), Mount Kisco residents can expect to pay median rent of $1,656/month while earning a median household income of $93,057/year.

The median home value in Mount Kisco, NY is $485,800, with typical monthly owner costs around $1,749 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Mount Kisco.

Frequently Asked Questions

Common questions about living costs in Mount Kisco

What is the cost of living in Mount Kisco, NY?
The cost of living index in Mount Kisco, NY is 131 (US average = 100). Median monthly rent is $1,656, median household income is $93,057/year, and the median home value is $485,800.
Is Mount Kisco, NY affordable?
No, Mount Kisco is more expensive than the national average with a cost index of 131. The rent-to-income ratio is 21.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Mount Kisco, NY?
The median gross rent in Mount Kisco, NY is $1,656 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,872.
What is the median household income in Mount Kisco?
The median household income in Mount Kisco, NY is $93,057 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.