Mount Pleasant, TX

Very Low · 55

Texas · Population 16,061 · Updated March 2026

$798
Median Rent / Month
$53,039
Median Income
$160,500
Median Home Value
$849
Owner Costs / Month

Affordability

How far your income goes in Mount Pleasant

18.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$9,576
Annual Rent
$0
State Income Tax
$2,568
Property Tax (est.)

Cost of Living Overview

Mount Pleasant is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 55 (where 100 equals the national median), Mount Pleasant residents can expect to pay median rent of $798/month while earning a median household income of $53,039/year.

The median home value in Mount Pleasant, TX is $160,500, with typical monthly owner costs around $849 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Mount Pleasant.

Frequently Asked Questions

Common questions about living costs in Mount Pleasant

What is the cost of living in Mount Pleasant, TX?
The cost of living index in Mount Pleasant, TX is 55 (US average = 100). Median monthly rent is $798, median household income is $53,039/year, and the median home value is $160,500.
Is Mount Pleasant, TX affordable?
Yes, Mount Pleasant is more affordable than the national average with a cost index of 55. The rent-to-income ratio is 18.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Mount Pleasant, TX?
The median gross rent in Mount Pleasant, TX is $798 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,576.
What is the median household income in Mount Pleasant?
The median household income in Mount Pleasant, TX is $53,039 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.