Mountain House, CA

Very High · 246

California · Population 25,108 · Updated March 2026

$3,232
Median Rent / Month
$171,675
Median Income
$859,700
Median Home Value
$3,398
Owner Costs / Month

Affordability

How far your income goes in Mountain House

22.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$38,784
Annual Rent
$22,833
State Income Tax
$6,104
Property Tax (est.)

Cost of Living Overview

Mountain House has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 246 (where 100 equals the national median), Mountain House residents can expect to pay median rent of $3,232/month while earning a median household income of $171,675/year.

The median home value in Mountain House, CA is $859,700, with typical monthly owner costs around $3,398 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Mountain House.

Frequently Asked Questions

Common questions about living costs in Mountain House

What is the cost of living in Mountain House, CA?
The cost of living index in Mountain House, CA is 246 (US average = 100). Median monthly rent is $3,232, median household income is $171,675/year, and the median home value is $859,700.
Is Mountain House, CA affordable?
No, Mountain House is more expensive than the national average with a cost index of 246. The rent-to-income ratio is 22.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Mountain House, CA?
The median gross rent in Mountain House, CA is $3,232 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $38,784.
What is the median household income in Mountain House?
The median household income in Mountain House, CA is $171,675 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.