Mountain Top, PA

Below Avg · 80

Pennsylvania · Population 11,856 · Updated March 2026

$843
Median Rent / Month
$105,286
Median Income
$274,600
Median Home Value
$1,492
Owner Costs / Month

Affordability

How far your income goes in Mountain Top

9.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Pennsylvania

State-level tax rates that affect your costs

3.07%
Income Tax (Top Rate)
6.0%
Sales Tax
1.49%
Property Tax Rate

Estimated Annual Costs

$10,116
Annual Rent
$3,232
State Income Tax
$4,092
Property Tax (est.)

Cost of Living Overview

Mountain Top is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 80 (where 100 equals the national median), Mountain Top residents can expect to pay median rent of $843/month while earning a median household income of $105,286/year.

The median home value in Mountain Top, PA is $274,600, with typical monthly owner costs around $1,492 including mortgage, insurance, and taxes. The median rent-to-income ratio of 9.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Pennsylvania has a moderate income tax rate of 3.07%. Combined with a 6.0% sales tax rate and 1.49% effective property tax rate, the overall tax environment is a factor in the total cost of living in Mountain Top.

Frequently Asked Questions

Common questions about living costs in Mountain Top

What is the cost of living in Mountain Top, PA?
The cost of living index in Mountain Top, PA is 80 (US average = 100). Median monthly rent is $843, median household income is $105,286/year, and the median home value is $274,600.
Is Mountain Top, PA affordable?
Yes, Mountain Top is more affordable than the national average with a cost index of 80. The rent-to-income ratio is 9.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Mountain Top, PA?
The median gross rent in Mountain Top, PA is $843 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,116.
What is the median household income in Mountain Top?
The median household income in Mountain Top, PA is $105,286 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Pennsylvania?
Pennsylvania has a top income tax rate of 3.07%, a sales tax of 6.0%, and an effective property tax rate of 1.49%.