Nampa, ID

Average · 97

Idaho · Population 106,289 · Updated March 2026

$1,340
Median Rent / Month
$72,122
Median Income
$332,500
Median Home Value
$1,283
Owner Costs / Month

Affordability

How far your income goes in Nampa

22.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Idaho

State-level tax rates that affect your costs

5.8%
Income Tax (Top Rate)
6.0%
Sales Tax
0.63%
Property Tax Rate

Estimated Annual Costs

$16,080
Annual Rent
$4,183
State Income Tax
$2,095
Property Tax (est.)

Cost of Living Overview

Nampa has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 97 (where 100 equals the national median), Nampa residents can expect to pay median rent of $1,340/month while earning a median household income of $72,122/year.

The median home value in Nampa, ID is $332,500, with typical monthly owner costs around $1,283 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Idaho has a moderate income tax rate of 5.8%. Combined with a 6.0% sales tax rate and 0.63% effective property tax rate, the overall tax environment is a factor in the total cost of living in Nampa.

Frequently Asked Questions

Common questions about living costs in Nampa

What is the cost of living in Nampa, ID?
The cost of living index in Nampa, ID is 97 (US average = 100). Median monthly rent is $1,340, median household income is $72,122/year, and the median home value is $332,500.
Is Nampa, ID affordable?
Yes, Nampa is more affordable than the national average with a cost index of 97. The rent-to-income ratio is 22.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Nampa, ID?
The median gross rent in Nampa, ID is $1,340 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $16,080.
What is the median household income in Nampa?
The median household income in Nampa, ID is $72,122 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Idaho?
Idaho has a top income tax rate of 5.8%, a sales tax of 6.0%, and an effective property tax rate of 0.63%.