Nanakuli, HI

Above Avg · 125

Hawaii · Population 12,282 · Updated March 2026

$1,671
Median Rent / Month
$81,493
Median Income
$473,000
Median Home Value
$1,438
Owner Costs / Month

Affordability

How far your income goes in Nanakuli

24.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Hawaii

State-level tax rates that affect your costs

11.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.32%
Property Tax Rate

Estimated Annual Costs

$20,052
Annual Rent
$8,964
State Income Tax
$1,514
Property Tax (est.)

Cost of Living Overview

Nanakuli has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 125 (where 100 equals the national median), Nanakuli residents can expect to pay median rent of $1,671/month while earning a median household income of $81,493/year.

The median home value in Nanakuli, HI is $473,000, with typical monthly owner costs around $1,438 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Hawaii's top income tax rate of 11.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 0.32% effective property tax rate, the overall tax environment is a factor in the total cost of living in Nanakuli.

Frequently Asked Questions

Common questions about living costs in Nanakuli

What is the cost of living in Nanakuli, HI?
The cost of living index in Nanakuli, HI is 125 (US average = 100). Median monthly rent is $1,671, median household income is $81,493/year, and the median home value is $473,000.
Is Nanakuli, HI affordable?
No, Nanakuli is more expensive than the national average with a cost index of 125. The rent-to-income ratio is 24.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Nanakuli, HI?
The median gross rent in Nanakuli, HI is $1,671 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,052.
What is the median household income in Nanakuli?
The median household income in Nanakuli, HI is $81,493 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Hawaii?
Hawaii has a top income tax rate of 11.0%, a sales tax of 4.0%, and an effective property tax rate of 0.32%.