Nashville-Davidson metropolitan government (balance), Tennessee, TN

Above Avg · 110

Tennessee · Population 684,298 · Updated March 2026

$1,486
Median Rent / Month
$75,197
Median Income
$383,100
Median Home Value
$1,471
Owner Costs / Month

Affordability

How far your income goes in Nashville-Davidson metropolitan government (balance), Tennessee

23.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Tennessee

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
7.0%
Sales Tax
0.64%
Property Tax Rate

Estimated Annual Costs

$17,832
Annual Rent
$0
State Income Tax
$2,452
Property Tax (est.)

Cost of Living Overview

Nashville-Davidson metropolitan government (balance), Tennessee is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 110 (where 100 equals the national median), Nashville-Davidson metropolitan government (balance), Tennessee residents can expect to pay median rent of $1,486/month while earning a median household income of $75,197/year.

The median home value in Nashville-Davidson metropolitan government (balance), Tennessee, TN is $383,100, with typical monthly owner costs around $1,471 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Tennessee has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 7.0% sales tax rate and 0.64% effective property tax rate, the overall tax environment helps keep costs manageable in Nashville-Davidson metropolitan government (balance), Tennessee.

Frequently Asked Questions

Common questions about living costs in Nashville-Davidson metropolitan government (balance), Tennessee

What is the cost of living in Nashville-Davidson metropolitan government (balance), Tennessee, TN?
The cost of living index in Nashville-Davidson metropolitan government (balance), Tennessee, TN is 110 (US average = 100). Median monthly rent is $1,486, median household income is $75,197/year, and the median home value is $383,100.
Is Nashville-Davidson metropolitan government (balance), Tennessee, TN affordable?
No, Nashville-Davidson metropolitan government (balance), Tennessee is more expensive than the national average with a cost index of 110. The rent-to-income ratio is 23.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Nashville-Davidson metropolitan government (balance), Tennessee, TN?
The median gross rent in Nashville-Davidson metropolitan government (balance), Tennessee, TN is $1,486 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,832.
What is the median household income in Nashville-Davidson metropolitan government (balance), Tennessee?
The median household income in Nashville-Davidson metropolitan government (balance), Tennessee, TN is $75,197 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Tennessee?
Tennessee has a top income tax rate of 0%, a sales tax of 7.0%, and an effective property tax rate of 0.64%. Notably, there is no state income tax.

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