Nederland, TX

Below Avg · 83

Texas · Population 18,475 · Updated March 2026

$1,421
Median Rent / Month
$75,502
Median Income
$196,600
Median Home Value
$1,198
Owner Costs / Month

Affordability

How far your income goes in Nederland

22.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$17,052
Annual Rent
$0
State Income Tax
$3,146
Property Tax (est.)

Cost of Living Overview

Nederland is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 83 (where 100 equals the national median), Nederland residents can expect to pay median rent of $1,421/month while earning a median household income of $75,502/year.

The median home value in Nederland, TX is $196,600, with typical monthly owner costs around $1,198 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Nederland.

Frequently Asked Questions

Common questions about living costs in Nederland

What is the cost of living in Nederland, TX?
The cost of living index in Nederland, TX is 83 (US average = 100). Median monthly rent is $1,421, median household income is $75,502/year, and the median home value is $196,600.
Is Nederland, TX affordable?
Yes, Nederland is more affordable than the national average with a cost index of 83. The rent-to-income ratio is 22.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Nederland, TX?
The median gross rent in Nederland, TX is $1,421 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,052.
What is the median household income in Nederland?
The median household income in Nederland, TX is $75,502 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.