Normal, IL

Very Low · 69

Illinois · Population 52,908 · Updated March 2026

$974
Median Rent / Month
$66,350
Median Income
$199,900
Median Home Value
$1,112
Owner Costs / Month

Affordability

How far your income goes in Normal

17.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Illinois

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
6.25%
Sales Tax
2.07%
Property Tax Rate

Estimated Annual Costs

$11,688
Annual Rent
$3,284
State Income Tax
$4,138
Property Tax (est.)

Cost of Living Overview

Normal is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 69 (where 100 equals the national median), Normal residents can expect to pay median rent of $974/month while earning a median household income of $66,350/year.

The median home value in Normal, IL is $199,900, with typical monthly owner costs around $1,112 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Illinois has a moderate income tax rate of 4.95%. Combined with a 6.25% sales tax rate and 2.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in Normal.

Frequently Asked Questions

Common questions about living costs in Normal

What is the cost of living in Normal, IL?
The cost of living index in Normal, IL is 69 (US average = 100). Median monthly rent is $974, median household income is $66,350/year, and the median home value is $199,900.
Is Normal, IL affordable?
Yes, Normal is more affordable than the national average with a cost index of 69. The rent-to-income ratio is 17.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Normal, IL?
The median gross rent in Normal, IL is $974 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,688.
What is the median household income in Normal?
The median household income in Normal, IL is $66,350 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Illinois?
Illinois has a top income tax rate of 4.95%, a sales tax of 6.25%, and an effective property tax rate of 2.07%.