Norman, OK

Below Avg · 76

Oklahoma · Population 128,714 · Updated March 2026

$1,064
Median Rent / Month
$65,060
Median Income
$239,300
Median Home Value
$1,121
Owner Costs / Month

Affordability

How far your income goes in Norman

19.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oklahoma

State-level tax rates that affect your costs

4.75%
Income Tax (Top Rate)
4.5%
Sales Tax
0.9%
Property Tax Rate

Estimated Annual Costs

$12,768
Annual Rent
$3,090
State Income Tax
$2,154
Property Tax (est.)

Cost of Living Overview

Norman is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 76 (where 100 equals the national median), Norman residents can expect to pay median rent of $1,064/month while earning a median household income of $65,060/year.

The median home value in Norman, OK is $239,300, with typical monthly owner costs around $1,121 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oklahoma has a moderate income tax rate of 4.75%. Combined with a 4.5% sales tax rate and 0.9% effective property tax rate, the overall tax environment is a factor in the total cost of living in Norman.

Frequently Asked Questions

Common questions about living costs in Norman

What is the cost of living in Norman, OK?
The cost of living index in Norman, OK is 76 (US average = 100). Median monthly rent is $1,064, median household income is $65,060/year, and the median home value is $239,300.
Is Norman, OK affordable?
Yes, Norman is more affordable than the national average with a cost index of 76. The rent-to-income ratio is 19.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Norman, OK?
The median gross rent in Norman, OK is $1,064 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,768.
What is the median household income in Norman?
The median household income in Norman, OK is $65,060 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oklahoma?
Oklahoma has a top income tax rate of 4.75%, a sales tax of 4.5%, and an effective property tax rate of 0.9%.

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