North Adams, MA

Very Low · 58

Massachusetts · Population 12,660 · Updated March 2026

$777
Median Rent / Month
$48,521
Median Income
$185,300
Median Home Value
$902
Owner Costs / Month

Affordability

How far your income goes in North Adams

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Massachusetts

State-level tax rates that affect your costs

9.0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.15%
Property Tax Rate

Estimated Annual Costs

$9,324
Annual Rent
$4,367
State Income Tax
$2,131
Property Tax (est.)

Cost of Living Overview

North Adams is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 58 (where 100 equals the national median), North Adams residents can expect to pay median rent of $777/month while earning a median household income of $48,521/year.

The median home value in North Adams, MA is $185,300, with typical monthly owner costs around $902 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Massachusetts's top income tax rate of 9.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.25% sales tax rate and 1.15% effective property tax rate, the overall tax environment is a factor in the total cost of living in North Adams.

Frequently Asked Questions

Common questions about living costs in North Adams

What is the cost of living in North Adams, MA?
The cost of living index in North Adams, MA is 58 (US average = 100). Median monthly rent is $777, median household income is $48,521/year, and the median home value is $185,300.
Is North Adams, MA affordable?
Yes, North Adams is more affordable than the national average with a cost index of 58. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in North Adams, MA?
The median gross rent in North Adams, MA is $777 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,324.
What is the median household income in North Adams?
The median household income in North Adams, MA is $48,521 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Massachusetts?
Massachusetts has a top income tax rate of 9.0%, a sales tax of 6.25%, and an effective property tax rate of 1.15%.