North Fair Oaks, CA

Very High · 240

California · Population 13,327 · Updated March 2026

$2,284
Median Rent / Month
$106,690
Median Income
$1,209,600
Median Home Value
$2,383
Owner Costs / Month

Affordability

How far your income goes in North Fair Oaks

25.7%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$27,408
Annual Rent
$14,190
State Income Tax
$8,588
Property Tax (est.)

Cost of Living Overview

North Fair Oaks has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 240 (where 100 equals the national median), North Fair Oaks residents can expect to pay median rent of $2,284/month while earning a median household income of $106,690/year.

The median home value in North Fair Oaks, CA is $1,209,600, with typical monthly owner costs around $2,383 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.7%, North Fair Oaks falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in North Fair Oaks.

Frequently Asked Questions

Common questions about living costs in North Fair Oaks

What is the cost of living in North Fair Oaks, CA?
The cost of living index in North Fair Oaks, CA is 240 (US average = 100). Median monthly rent is $2,284, median household income is $106,690/year, and the median home value is $1,209,600.
Is North Fair Oaks, CA affordable?
No, North Fair Oaks is more expensive than the national average with a cost index of 240. The rent-to-income ratio is 25.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in North Fair Oaks, CA?
The median gross rent in North Fair Oaks, CA is $2,284 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $27,408.
What is the median household income in North Fair Oaks?
The median household income in North Fair Oaks, CA is $106,690 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.