North St. Paul, MN

Average · 92

Minnesota · Population 12,511 · Updated March 2026

$1,304
Median Rent / Month
$81,641
Median Income
$286,600
Median Home Value
$1,354
Owner Costs / Month

Affordability

How far your income goes in North St. Paul

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Minnesota

State-level tax rates that affect your costs

9.85%
Income Tax (Top Rate)
6.875%
Sales Tax
1.11%
Property Tax Rate

Estimated Annual Costs

$15,648
Annual Rent
$8,042
State Income Tax
$3,181
Property Tax (est.)

Cost of Living Overview

North St. Paul offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 92 (where 100 equals the national median), North St. Paul residents can expect to pay median rent of $1,304/month while earning a median household income of $81,641/year.

The median home value in North St. Paul, MN is $286,600, with typical monthly owner costs around $1,354 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Minnesota's top income tax rate of 9.85% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.875% sales tax rate and 1.11% effective property tax rate, the overall tax environment is a factor in the total cost of living in North St. Paul.

Frequently Asked Questions

Common questions about living costs in North St. Paul

What is the cost of living in North St. Paul, MN?
The cost of living index in North St. Paul, MN is 92 (US average = 100). Median monthly rent is $1,304, median household income is $81,641/year, and the median home value is $286,600.
Is North St. Paul, MN affordable?
Yes, North St. Paul is more affordable than the national average with a cost index of 92. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in North St. Paul, MN?
The median gross rent in North St. Paul, MN is $1,304 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,648.
What is the median household income in North St. Paul?
The median household income in North St. Paul, MN is $81,641 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Minnesota?
Minnesota has a top income tax rate of 9.85%, a sales tax of 6.875%, and an effective property tax rate of 1.11%.