Northampton, PA

Below Avg · 81

Pennsylvania · Population 10,366 · Updated March 2026

$1,156
Median Rent / Month
$82,719
Median Income
$225,400
Median Home Value
$1,313
Owner Costs / Month

Affordability

How far your income goes in Northampton

16.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Pennsylvania

State-level tax rates that affect your costs

3.07%
Income Tax (Top Rate)
6.0%
Sales Tax
1.49%
Property Tax Rate

Estimated Annual Costs

$13,872
Annual Rent
$2,539
State Income Tax
$3,358
Property Tax (est.)

Cost of Living Overview

Northampton is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 81 (where 100 equals the national median), Northampton residents can expect to pay median rent of $1,156/month while earning a median household income of $82,719/year.

The median home value in Northampton, PA is $225,400, with typical monthly owner costs around $1,313 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Pennsylvania has a moderate income tax rate of 3.07%. Combined with a 6.0% sales tax rate and 1.49% effective property tax rate, the overall tax environment is a factor in the total cost of living in Northampton.

Frequently Asked Questions

Common questions about living costs in Northampton

What is the cost of living in Northampton, PA?
The cost of living index in Northampton, PA is 81 (US average = 100). Median monthly rent is $1,156, median household income is $82,719/year, and the median home value is $225,400.
Is Northampton, PA affordable?
Yes, Northampton is more affordable than the national average with a cost index of 81. The rent-to-income ratio is 16.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Northampton, PA?
The median gross rent in Northampton, PA is $1,156 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,872.
What is the median household income in Northampton?
The median household income in Northampton, PA is $82,719 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Pennsylvania?
Pennsylvania has a top income tax rate of 3.07%, a sales tax of 6.0%, and an effective property tax rate of 1.49%.