Oakdale, CA

Above Avg · 119

California · Population 23,155 · Updated March 2026

$1,471
Median Rent / Month
$86,478
Median Income
$432,800
Median Home Value
$1,674
Owner Costs / Month

Affordability

How far your income goes in Oakdale

20.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$17,652
Annual Rent
$11,502
State Income Tax
$3,073
Property Tax (est.)

Cost of Living Overview

Oakdale is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 119 (where 100 equals the national median), Oakdale residents can expect to pay median rent of $1,471/month while earning a median household income of $86,478/year.

The median home value in Oakdale, CA is $432,800, with typical monthly owner costs around $1,674 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Oakdale.

Frequently Asked Questions

Common questions about living costs in Oakdale

What is the cost of living in Oakdale, CA?
The cost of living index in Oakdale, CA is 119 (US average = 100). Median monthly rent is $1,471, median household income is $86,478/year, and the median home value is $432,800.
Is Oakdale, CA affordable?
No, Oakdale is more expensive than the national average with a cost index of 119. The rent-to-income ratio is 20.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Oakdale, CA?
The median gross rent in Oakdale, CA is $1,471 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,652.
What is the median household income in Oakdale?
The median household income in Oakdale, CA is $86,478 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.