Oildale, CA

Below Avg · 81

California · Population 34,971 · Updated March 2026

$1,220
Median Rent / Month
$49,622
Median Income
$225,000
Median Home Value
$1,216
Owner Costs / Month

Affordability

How far your income goes in Oildale

29.5%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$14,640
Annual Rent
$6,600
State Income Tax
$1,598
Property Tax (est.)

Cost of Living Overview

Oildale is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 81 (where 100 equals the national median), Oildale residents can expect to pay median rent of $1,220/month while earning a median household income of $49,622/year.

The median home value in Oildale, CA is $225,000, with typical monthly owner costs around $1,216 including mortgage, insurance, and taxes. With a rent-to-income ratio of 29.5%, Oildale falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Oildale.

Frequently Asked Questions

Common questions about living costs in Oildale

What is the cost of living in Oildale, CA?
The cost of living index in Oildale, CA is 81 (US average = 100). Median monthly rent is $1,220, median household income is $49,622/year, and the median home value is $225,000.
Is Oildale, CA affordable?
Yes, Oildale is more affordable than the national average with a cost index of 81. The rent-to-income ratio is 29.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Oildale, CA?
The median gross rent in Oildale, CA is $1,220 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,640.
What is the median household income in Oildale?
The median household income in Oildale, CA is $49,622 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.