California · Population 178,347 · Updated March 2026
How far your income goes in Ontario
State-level tax rates that affect your costs
Ontario has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 152 (where 100 equals the national median), Ontario residents can expect to pay median rent of $1,916/month while earning a median household income of $82,806/year.
The median home value in Ontario, CA is $568,000, with typical monthly owner costs around $1,967 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.8%, Ontario falls within the generally affordable range, though it's approaching the 30% burden threshold.
California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ontario.
Common questions about living costs in Ontario
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