Ontario, OR

Very Low · 61

Oregon · Population 11,728 · Updated March 2026

$790
Median Rent / Month
$43,887
Median Income
$217,500
Median Home Value
$825
Owner Costs / Month

Affordability

How far your income goes in Ontario

21.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$9,480
Annual Rent
$4,345
State Income Tax
$2,023
Property Tax (est.)

Cost of Living Overview

Ontario is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 61 (where 100 equals the national median), Ontario residents can expect to pay median rent of $790/month while earning a median household income of $43,887/year.

The median home value in Ontario, OR is $217,500, with typical monthly owner costs around $825 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ontario.

Frequently Asked Questions

Common questions about living costs in Ontario

What is the cost of living in Ontario, OR?
The cost of living index in Ontario, OR is 61 (US average = 100). Median monthly rent is $790, median household income is $43,887/year, and the median home value is $217,500.
Is Ontario, OR affordable?
Yes, Ontario is more affordable than the national average with a cost index of 61. The rent-to-income ratio is 21.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ontario, OR?
The median gross rent in Ontario, OR is $790 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,480.
What is the median household income in Ontario?
The median household income in Ontario, OR is $43,887 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.