Pawtucket, RI

Below Avg · 87

Rhode Island · Population 75,280 · Updated March 2026

$1,152
Median Rent / Month
$67,436
Median Income
$286,200
Median Home Value
$1,293
Owner Costs / Month

Affordability

How far your income goes in Pawtucket

20.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Rhode Island

State-level tax rates that affect your costs

5.99%
Income Tax (Top Rate)
7.0%
Sales Tax
1.53%
Property Tax Rate

Estimated Annual Costs

$13,824
Annual Rent
$4,039
State Income Tax
$4,379
Property Tax (est.)

Cost of Living Overview

Pawtucket offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 87 (where 100 equals the national median), Pawtucket residents can expect to pay median rent of $1,152/month while earning a median household income of $67,436/year.

The median home value in Pawtucket, RI is $286,200, with typical monthly owner costs around $1,293 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Rhode Island has a moderate income tax rate of 5.99%. Combined with a 7.0% sales tax rate and 1.53% effective property tax rate, the overall tax environment is a factor in the total cost of living in Pawtucket.

Frequently Asked Questions

Common questions about living costs in Pawtucket

What is the cost of living in Pawtucket, RI?
The cost of living index in Pawtucket, RI is 87 (US average = 100). Median monthly rent is $1,152, median household income is $67,436/year, and the median home value is $286,200.
Is Pawtucket, RI affordable?
Yes, Pawtucket is more affordable than the national average with a cost index of 87. The rent-to-income ratio is 20.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Pawtucket, RI?
The median gross rent in Pawtucket, RI is $1,152 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,824.
What is the median household income in Pawtucket?
The median household income in Pawtucket, RI is $67,436 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Rhode Island?
Rhode Island has a top income tax rate of 5.99%, a sales tax of 7.0%, and an effective property tax rate of 1.53%.