Pearland, TX

Estimated Annual Costs

Pearland has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 121 (where 100 equals the national median), Pearland residents can expect to pay median rent of $1,759/month while earning a median household income of $112,470/year.

The median home value in Pearland, TX is $330,900, with typical monthly owner costs around $1,962 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Pearland.