Pendleton, OR

Below Avg · 76

Oregon · Population 17,070 · Updated March 2026

$938
Median Rent / Month
$70,179
Median Income
$276,400
Median Home Value
$1,098
Owner Costs / Month

Affordability

How far your income goes in Pendleton

16.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$11,256
Annual Rent
$6,948
State Income Tax
$2,571
Property Tax (est.)

Cost of Living Overview

Pendleton is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 76 (where 100 equals the national median), Pendleton residents can expect to pay median rent of $938/month while earning a median household income of $70,179/year.

The median home value in Pendleton, OR is $276,400, with typical monthly owner costs around $1,098 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Pendleton.

Frequently Asked Questions

Common questions about living costs in Pendleton

What is the cost of living in Pendleton, OR?
The cost of living index in Pendleton, OR is 76 (US average = 100). Median monthly rent is $938, median household income is $70,179/year, and the median home value is $276,400.
Is Pendleton, OR affordable?
Yes, Pendleton is more affordable than the national average with a cost index of 76. The rent-to-income ratio is 16.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Pendleton, OR?
The median gross rent in Pendleton, OR is $938 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,256.
What is the median household income in Pendleton?
The median household income in Pendleton, OR is $70,179 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.