Phelan, CA

Above Avg · 113

California · Population 18,059 · Updated March 2026

$1,623
Median Rent / Month
$83,759
Median Income
$357,200
Median Home Value
$1,558
Owner Costs / Month

Affordability

How far your income goes in Phelan

23.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$19,476
Annual Rent
$11,140
State Income Tax
$2,536
Property Tax (est.)

Cost of Living Overview

Phelan is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 113 (where 100 equals the national median), Phelan residents can expect to pay median rent of $1,623/month while earning a median household income of $83,759/year.

The median home value in Phelan, CA is $357,200, with typical monthly owner costs around $1,558 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Phelan.

Frequently Asked Questions

Common questions about living costs in Phelan

What is the cost of living in Phelan, CA?
The cost of living index in Phelan, CA is 113 (US average = 100). Median monthly rent is $1,623, median household income is $83,759/year, and the median home value is $357,200.
Is Phelan, CA affordable?
No, Phelan is more expensive than the national average with a cost index of 113. The rent-to-income ratio is 23.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Phelan, CA?
The median gross rent in Phelan, CA is $1,623 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,476.
What is the median household income in Phelan?
The median household income in Phelan, CA is $83,759 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.