Pine Bluff, AR

Very Low · 47

Arkansas · Population 40,436 · Updated March 2026

$831
Median Rent / Month
$41,250
Median Income
$86,400
Median Home Value
$784
Owner Costs / Month

Affordability

How far your income goes in Pine Bluff

24.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Arkansas

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
6.5%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$9,972
Annual Rent
$1,815
State Income Tax
$536
Property Tax (est.)

Cost of Living Overview

Pine Bluff is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 47 (where 100 equals the national median), Pine Bluff residents can expect to pay median rent of $831/month while earning a median household income of $41,250/year.

The median home value in Pine Bluff, AR is $86,400, with typical monthly owner costs around $784 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Arkansas has a moderate income tax rate of 4.4%. Combined with a 6.5% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Pine Bluff.

Frequently Asked Questions

Common questions about living costs in Pine Bluff

What is the cost of living in Pine Bluff, AR?
The cost of living index in Pine Bluff, AR is 47 (US average = 100). Median monthly rent is $831, median household income is $41,250/year, and the median home value is $86,400.
Is Pine Bluff, AR affordable?
Yes, Pine Bluff is more affordable than the national average with a cost index of 47. The rent-to-income ratio is 24.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Pine Bluff, AR?
The median gross rent in Pine Bluff, AR is $831 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,972.
What is the median household income in Pine Bluff?
The median household income in Pine Bluff, AR is $41,250 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arkansas?
Arkansas has a top income tax rate of 4.4%, a sales tax of 6.5%, and an effective property tax rate of 0.62%.