Pittsfield, MA

Below Avg · 78

Massachusetts · Population 43,559 · Updated March 2026

$1,094
Median Rent / Month
$68,386
Median Income
$233,700
Median Home Value
$1,200
Owner Costs / Month

Affordability

How far your income goes in Pittsfield

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Massachusetts

State-level tax rates that affect your costs

9.0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.15%
Property Tax Rate

Estimated Annual Costs

$13,128
Annual Rent
$6,155
State Income Tax
$2,688
Property Tax (est.)

Cost of Living Overview

Pittsfield is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 78 (where 100 equals the national median), Pittsfield residents can expect to pay median rent of $1,094/month while earning a median household income of $68,386/year.

The median home value in Pittsfield, MA is $233,700, with typical monthly owner costs around $1,200 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Massachusetts's top income tax rate of 9.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.25% sales tax rate and 1.15% effective property tax rate, the overall tax environment is a factor in the total cost of living in Pittsfield.

Frequently Asked Questions

Common questions about living costs in Pittsfield

What is the cost of living in Pittsfield, MA?
The cost of living index in Pittsfield, MA is 78 (US average = 100). Median monthly rent is $1,094, median household income is $68,386/year, and the median home value is $233,700.
Is Pittsfield, MA affordable?
Yes, Pittsfield is more affordable than the national average with a cost index of 78. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Pittsfield, MA?
The median gross rent in Pittsfield, MA is $1,094 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,128.
What is the median household income in Pittsfield?
The median household income in Pittsfield, MA is $68,386 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Massachusetts?
Massachusetts has a top income tax rate of 9.0%, a sales tax of 6.25%, and an effective property tax rate of 1.15%.