Ponca, OK

Very Low · 51

Oklahoma · Population 24,377 · Updated March 2026

$827
Median Rent / Month
$55,270
Median Income
$127,500
Median Home Value
$782
Owner Costs / Month

Affordability

How far your income goes in Ponca

18.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oklahoma

State-level tax rates that affect your costs

4.75%
Income Tax (Top Rate)
4.5%
Sales Tax
0.9%
Property Tax Rate

Estimated Annual Costs

$9,924
Annual Rent
$2,625
State Income Tax
$1,148
Property Tax (est.)

Cost of Living Overview

Ponca is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 51 (where 100 equals the national median), Ponca residents can expect to pay median rent of $827/month while earning a median household income of $55,270/year.

The median home value in Ponca, OK is $127,500, with typical monthly owner costs around $782 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oklahoma has a moderate income tax rate of 4.75%. Combined with a 4.5% sales tax rate and 0.9% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ponca.

Frequently Asked Questions

Common questions about living costs in Ponca

What is the cost of living in Ponca, OK?
The cost of living index in Ponca, OK is 51 (US average = 100). Median monthly rent is $827, median household income is $55,270/year, and the median home value is $127,500.
Is Ponca, OK affordable?
Yes, Ponca is more affordable than the national average with a cost index of 51. The rent-to-income ratio is 18.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ponca, OK?
The median gross rent in Ponca, OK is $827 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,924.
What is the median household income in Ponca?
The median household income in Ponca, OK is $55,270 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oklahoma?
Oklahoma has a top income tax rate of 4.75%, a sales tax of 4.5%, and an effective property tax rate of 0.9%.