Port Orchard, WA

Very High · 137

Washington · Population 16,398 · Updated March 2026

$1,760
Median Rent / Month
$81,472
Median Income
$492,000
Median Home Value
$1,841
Owner Costs / Month

Affordability

How far your income goes in Port Orchard

25.9%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Washington

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.5%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$21,120
Annual Rent
$0
State Income Tax
$4,526
Property Tax (est.)

Cost of Living Overview

Port Orchard has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 137 (where 100 equals the national median), Port Orchard residents can expect to pay median rent of $1,760/month while earning a median household income of $81,472/year.

The median home value in Port Orchard, WA is $492,000, with typical monthly owner costs around $1,841 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.9%, Port Orchard falls within the generally affordable range, though it's approaching the 30% burden threshold.

Washington has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.5% sales tax rate and 0.92% effective property tax rate, the overall tax environment helps keep costs manageable in Port Orchard.

Frequently Asked Questions

Common questions about living costs in Port Orchard

What is the cost of living in Port Orchard, WA?
The cost of living index in Port Orchard, WA is 137 (US average = 100). Median monthly rent is $1,760, median household income is $81,472/year, and the median home value is $492,000.
Is Port Orchard, WA affordable?
No, Port Orchard is more expensive than the national average with a cost index of 137. The rent-to-income ratio is 25.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Port Orchard, WA?
The median gross rent in Port Orchard, WA is $1,760 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,120.
What is the median household income in Port Orchard?
The median household income in Port Orchard, WA is $81,472 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Washington?
Washington has a top income tax rate of 0%, a sales tax of 6.5%, and an effective property tax rate of 0.92%. Notably, there is no state income tax.