Radcliff, KY

Very Low · 61

Kentucky · Population 22,967 · Updated March 2026

$965
Median Rent / Month
$60,976
Median Income
$163,300
Median Home Value
$908
Owner Costs / Month

Affordability

How far your income goes in Radcliff

19.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Kentucky

State-level tax rates that affect your costs

4.0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.83%
Property Tax Rate

Estimated Annual Costs

$11,580
Annual Rent
$2,439
State Income Tax
$1,355
Property Tax (est.)

Cost of Living Overview

Radcliff is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 61 (where 100 equals the national median), Radcliff residents can expect to pay median rent of $965/month while earning a median household income of $60,976/year.

The median home value in Radcliff, KY is $163,300, with typical monthly owner costs around $908 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Kentucky has a moderate income tax rate of 4.0%. Combined with a 6.0% sales tax rate and 0.83% effective property tax rate, the overall tax environment is a factor in the total cost of living in Radcliff.

Frequently Asked Questions

Common questions about living costs in Radcliff

What is the cost of living in Radcliff, KY?
The cost of living index in Radcliff, KY is 61 (US average = 100). Median monthly rent is $965, median household income is $60,976/year, and the median home value is $163,300.
Is Radcliff, KY affordable?
Yes, Radcliff is more affordable than the national average with a cost index of 61. The rent-to-income ratio is 19.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Radcliff, KY?
The median gross rent in Radcliff, KY is $965 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,580.
What is the median household income in Radcliff?
The median household income in Radcliff, KY is $60,976 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Kentucky?
Kentucky has a top income tax rate of 4.0%, a sales tax of 6.0%, and an effective property tax rate of 0.83%.