Rocklin, CA

Very High · 177

California · Population 72,340 · Updated March 2026

$2,178
Median Rent / Month
$120,916
Median Income
$673,300
Median Home Value
$2,347
Owner Costs / Month

Affordability

How far your income goes in Rocklin

21.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$26,136
Annual Rent
$16,082
State Income Tax
$4,780
Property Tax (est.)

Cost of Living Overview

Rocklin has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 177 (where 100 equals the national median), Rocklin residents can expect to pay median rent of $2,178/month while earning a median household income of $120,916/year.

The median home value in Rocklin, CA is $673,300, with typical monthly owner costs around $2,347 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Rocklin.

Frequently Asked Questions

Common questions about living costs in Rocklin

What is the cost of living in Rocklin, CA?
The cost of living index in Rocklin, CA is 177 (US average = 100). Median monthly rent is $2,178, median household income is $120,916/year, and the median home value is $673,300.
Is Rocklin, CA affordable?
No, Rocklin is more expensive than the national average with a cost index of 177. The rent-to-income ratio is 21.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Rocklin, CA?
The median gross rent in Rocklin, CA is $2,178 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $26,136.
What is the median household income in Rocklin?
The median household income in Rocklin, CA is $120,916 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.