Roseville, CA

Very High · 168

California · Population 152,438 · Updated March 2026

$2,099
Median Rent / Month
$117,354
Median Income
$630,600
Median Home Value
$2,226
Owner Costs / Month

Affordability

How far your income goes in Roseville

21.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$25,188
Annual Rent
$15,608
State Income Tax
$4,477
Property Tax (est.)

Cost of Living Overview

Roseville has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 168 (where 100 equals the national median), Roseville residents can expect to pay median rent of $2,099/month while earning a median household income of $117,354/year.

The median home value in Roseville, CA is $630,600, with typical monthly owner costs around $2,226 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Roseville.

Frequently Asked Questions

Common questions about living costs in Roseville

What is the cost of living in Roseville, CA?
The cost of living index in Roseville, CA is 168 (US average = 100). Median monthly rent is $2,099, median household income is $117,354/year, and the median home value is $630,600.
Is Roseville, CA affordable?
No, Roseville is more expensive than the national average with a cost index of 168. The rent-to-income ratio is 21.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Roseville, CA?
The median gross rent in Roseville, CA is $2,099 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $25,188.
What is the median household income in Roseville?
The median household income in Roseville, CA is $117,354 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.

Compare Roseville With

Similar-sized cities to compare