Texas · Population 124,288 · Updated March 2026
How far your income goes in Round Rock
State-level tax rates that affect your costs
Round Rock has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 122 (where 100 equals the national median), Round Rock residents can expect to pay median rent of $1,713/month while earning a median household income of $97,187/year.
The median home value in Round Rock, TX is $383,700, with typical monthly owner costs around $1,781 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Round Rock.
Common questions about living costs in Round Rock
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