Ruskin, FL

Average · 104

Florida · Population 30,074 · Updated March 2026

$1,593
Median Rent / Month
$76,402
Median Income
$278,300
Median Home Value
$1,598
Owner Costs / Month

Affordability

How far your income goes in Ruskin

25.0%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$19,116
Annual Rent
$0
State Income Tax
$2,393
Property Tax (est.)

Cost of Living Overview

Ruskin has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 104 (where 100 equals the national median), Ruskin residents can expect to pay median rent of $1,593/month while earning a median household income of $76,402/year.

The median home value in Ruskin, FL is $278,300, with typical monthly owner costs around $1,598 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.0%, Ruskin falls within the generally affordable range, though it's approaching the 30% burden threshold.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Ruskin.

Frequently Asked Questions

Common questions about living costs in Ruskin

What is the cost of living in Ruskin, FL?
The cost of living index in Ruskin, FL is 104 (US average = 100). Median monthly rent is $1,593, median household income is $76,402/year, and the median home value is $278,300.
Is Ruskin, FL affordable?
No, Ruskin is more expensive than the national average with a cost index of 104. The rent-to-income ratio is 25.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ruskin, FL?
The median gross rent in Ruskin, FL is $1,593 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,116.
What is the median household income in Ruskin?
The median household income in Ruskin, FL is $76,402 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.