California · Population 524,802 · Updated March 2026
How far your income goes in Sacramento
State-level tax rates that affect your costs
Sacramento has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 132 (where 100 equals the national median), Sacramento residents can expect to pay median rent of $1,694/month while earning a median household income of $83,753/year.
The median home value in Sacramento, CA is $484,600, with typical monthly owner costs around $1,752 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Sacramento.
Common questions about living costs in Sacramento
Similar-sized cities to compare