Saddlebrooke, AZ

Very High · 145

Arizona · Population 12,616 · Updated March 2026

$2,645
Median Rent / Month
$90,888
Median Income
$471,700
Median Home Value
$1,004
Owner Costs / Month

Affordability

How far your income goes in Saddlebrooke

34.9%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Arizona

State-level tax rates that affect your costs

2.5%
Income Tax (Top Rate)
5.6%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$31,740
Annual Rent
$2,272
State Income Tax
$2,925
Property Tax (est.)

Cost of Living Overview

Saddlebrooke has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 145 (where 100 equals the national median), Saddlebrooke residents can expect to pay median rent of $2,645/month while earning a median household income of $90,888/year.

The median home value in Saddlebrooke, AZ is $471,700, with typical monthly owner costs around $1,004 including mortgage, insurance, and taxes. At 34.9% rent-to-income ratio, residents of Saddlebrooke are spending more than the recommended 30% of income on housing, indicating moderate cost burden.

Arizona has a moderate income tax rate of 2.5%. Combined with a 5.6% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Saddlebrooke.

Frequently Asked Questions

Common questions about living costs in Saddlebrooke

What is the cost of living in Saddlebrooke, AZ?
The cost of living index in Saddlebrooke, AZ is 145 (US average = 100). Median monthly rent is $2,645, median household income is $90,888/year, and the median home value is $471,700.
Is Saddlebrooke, AZ affordable?
No, Saddlebrooke is more expensive than the national average with a cost index of 145. The rent-to-income ratio is 34.9%—above the 30%% affordability threshold.
What is the average rent in Saddlebrooke, AZ?
The median gross rent in Saddlebrooke, AZ is $2,645 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $31,740.
What is the median household income in Saddlebrooke?
The median household income in Saddlebrooke, AZ is $90,888 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arizona?
Arizona has a top income tax rate of 2.5%, a sales tax of 5.6%, and an effective property tax rate of 0.62%.