Safford, AZ

Very Low · 68

Arizona · Population 10,217 · Updated March 2026

$976
Median Rent / Month
$65,727
Median Income
$191,600
Median Home Value
$1,110
Owner Costs / Month

Affordability

How far your income goes in Safford

17.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Arizona

State-level tax rates that affect your costs

2.5%
Income Tax (Top Rate)
5.6%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$11,712
Annual Rent
$1,643
State Income Tax
$1,188
Property Tax (est.)

Cost of Living Overview

Safford is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 68 (where 100 equals the national median), Safford residents can expect to pay median rent of $976/month while earning a median household income of $65,727/year.

The median home value in Safford, AZ is $191,600, with typical monthly owner costs around $1,110 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Arizona has a moderate income tax rate of 2.5%. Combined with a 5.6% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Safford.

Frequently Asked Questions

Common questions about living costs in Safford

What is the cost of living in Safford, AZ?
The cost of living index in Safford, AZ is 68 (US average = 100). Median monthly rent is $976, median household income is $65,727/year, and the median home value is $191,600.
Is Safford, AZ affordable?
Yes, Safford is more affordable than the national average with a cost index of 68. The rent-to-income ratio is 17.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Safford, AZ?
The median gross rent in Safford, AZ is $976 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,712.
What is the median household income in Safford?
The median household income in Safford, AZ is $65,727 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arizona?
Arizona has a top income tax rate of 2.5%, a sales tax of 5.6%, and an effective property tax rate of 0.62%.