Texas · Population 1,458,954 · Updated March 2026
How far your income goes in San Antonio
State-level tax rates that affect your costs
San Antonio is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 82 (where 100 equals the national median), San Antonio residents can expect to pay median rent of $1,258/month while earning a median household income of $62,917/year.
The median home value in San Antonio, TX is $219,700, with typical monthly owner costs around $1,235 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in San Antonio.
Common questions about living costs in San Antonio
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