San Benito, TX

Very Low · 46

Texas · Population 24,677 · Updated March 2026

$885
Median Rent / Month
$41,445
Median Income
$85,100
Median Home Value
$660
Owner Costs / Month

Affordability

How far your income goes in San Benito

25.6%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$10,620
Annual Rent
$0
State Income Tax
$1,362
Property Tax (est.)

Cost of Living Overview

San Benito is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 46 (where 100 equals the national median), San Benito residents can expect to pay median rent of $885/month while earning a median household income of $41,445/year.

The median home value in San Benito, TX is $85,100, with typical monthly owner costs around $660 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.6%, San Benito falls within the generally affordable range, though it's approaching the 30% burden threshold.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in San Benito.

Frequently Asked Questions

Common questions about living costs in San Benito

What is the cost of living in San Benito, TX?
The cost of living index in San Benito, TX is 46 (US average = 100). Median monthly rent is $885, median household income is $41,445/year, and the median home value is $85,100.
Is San Benito, TX affordable?
Yes, San Benito is more affordable than the national average with a cost index of 46. The rent-to-income ratio is 25.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in San Benito, TX?
The median gross rent in San Benito, TX is $885 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,620.
What is the median household income in San Benito?
The median household income in San Benito, TX is $41,445 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.