San Fernando, CA

Very High · 148

California · Population 23,716 · Updated March 2026

$1,690
Median Rent / Month
$79,694
Median Income
$630,700
Median Home Value
$1,743
Owner Costs / Month

Affordability

How far your income goes in San Fernando

25.4%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$20,280
Annual Rent
$10,599
State Income Tax
$4,478
Property Tax (est.)

Cost of Living Overview

San Fernando has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 148 (where 100 equals the national median), San Fernando residents can expect to pay median rent of $1,690/month while earning a median household income of $79,694/year.

The median home value in San Fernando, CA is $630,700, with typical monthly owner costs around $1,743 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.4%, San Fernando falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in San Fernando.

Frequently Asked Questions

Common questions about living costs in San Fernando

What is the cost of living in San Fernando, CA?
The cost of living index in San Fernando, CA is 148 (US average = 100). Median monthly rent is $1,690, median household income is $79,694/year, and the median home value is $630,700.
Is San Fernando, CA affordable?
No, San Fernando is more expensive than the national average with a cost index of 148. The rent-to-income ratio is 25.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in San Fernando, CA?
The median gross rent in San Fernando, CA is $1,690 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,280.
What is the median household income in San Fernando?
The median household income in San Fernando, CA is $79,694 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.