Saraland, AL

Very Low · 72

Alabama · Population 16,304 · Updated March 2026

$1,071
Median Rent / Month
$60,577
Median Income
$210,500
Median Home Value
$1,047
Owner Costs / Month

Affordability

How far your income goes in Saraland

21.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Alabama

State-level tax rates that affect your costs

5.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.41%
Property Tax Rate

Estimated Annual Costs

$12,852
Annual Rent
$3,029
State Income Tax
$863
Property Tax (est.)

Cost of Living Overview

Saraland is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 72 (where 100 equals the national median), Saraland residents can expect to pay median rent of $1,071/month while earning a median household income of $60,577/year.

The median home value in Saraland, AL is $210,500, with typical monthly owner costs around $1,047 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Alabama has a moderate income tax rate of 5.0%. Combined with a 4.0% sales tax rate and 0.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Saraland.

Frequently Asked Questions

Common questions about living costs in Saraland

What is the cost of living in Saraland, AL?
The cost of living index in Saraland, AL is 72 (US average = 100). Median monthly rent is $1,071, median household income is $60,577/year, and the median home value is $210,500.
Is Saraland, AL affordable?
Yes, Saraland is more affordable than the national average with a cost index of 72. The rent-to-income ratio is 21.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Saraland, AL?
The median gross rent in Saraland, AL is $1,071 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,852.
What is the median household income in Saraland?
The median household income in Saraland, AL is $60,577 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Alabama?
Alabama has a top income tax rate of 5.0%, a sales tax of 4.0%, and an effective property tax rate of 0.41%.