Sayreville, NJ

Above Avg · 122

New Jersey · Population 45,237 · Updated March 2026

$1,641
Median Rent / Month
$98,629
Median Income
$407,600
Median Home Value
$1,731
Owner Costs / Month

Affordability

How far your income goes in Sayreville

20.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New Jersey

State-level tax rates that affect your costs

10.75%
Income Tax (Top Rate)
6.625%
Sales Tax
2.23%
Property Tax Rate

Estimated Annual Costs

$19,692
Annual Rent
$10,603
State Income Tax
$9,089
Property Tax (est.)

Cost of Living Overview

Sayreville has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 122 (where 100 equals the national median), Sayreville residents can expect to pay median rent of $1,641/month while earning a median household income of $98,629/year.

The median home value in Sayreville, NJ is $407,600, with typical monthly owner costs around $1,731 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New Jersey's top income tax rate of 10.75% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.625% sales tax rate and 2.23% effective property tax rate, the overall tax environment is a factor in the total cost of living in Sayreville.

Frequently Asked Questions

Common questions about living costs in Sayreville

What is the cost of living in Sayreville, NJ?
The cost of living index in Sayreville, NJ is 122 (US average = 100). Median monthly rent is $1,641, median household income is $98,629/year, and the median home value is $407,600.
Is Sayreville, NJ affordable?
No, Sayreville is more expensive than the national average with a cost index of 122. The rent-to-income ratio is 20.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Sayreville, NJ?
The median gross rent in Sayreville, NJ is $1,641 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,692.
What is the median household income in Sayreville?
The median household income in Sayreville, NJ is $98,629 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New Jersey?
New Jersey has a top income tax rate of 10.75%, a sales tax of 6.625%, and an effective property tax rate of 2.23%.