Sayville, NY

Very High · 181

New York · Population 15,593 · Updated March 2026

$2,339
Median Rent / Month
$145,278
Median Income
$615,700
Median Home Value
$2,655
Owner Costs / Month

Affordability

How far your income goes in Sayville

19.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$28,068
Annual Rent
$15,835
State Income Tax
$9,974
Property Tax (est.)

Cost of Living Overview

Sayville has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 181 (where 100 equals the national median), Sayville residents can expect to pay median rent of $2,339/month while earning a median household income of $145,278/year.

The median home value in Sayville, NY is $615,700, with typical monthly owner costs around $2,655 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Sayville.

Frequently Asked Questions

Common questions about living costs in Sayville

What is the cost of living in Sayville, NY?
The cost of living index in Sayville, NY is 181 (US average = 100). Median monthly rent is $2,339, median household income is $145,278/year, and the median home value is $615,700.
Is Sayville, NY affordable?
No, Sayville is more expensive than the national average with a cost index of 181. The rent-to-income ratio is 19.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Sayville, NY?
The median gross rent in Sayville, NY is $2,339 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $28,068.
What is the median household income in Sayville?
The median household income in Sayville, NY is $145,278 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.